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    Главная » 2011 » Август » 2 » Электронные платежные системы Интернета
    Электронные платежные системы Интернета

    Электронные платежные системы Интернета – это технологии, позволяющие производить расчеты в реальном времени напрямую между двумя пользователями.

    Во времена зарождения Интернета пользователи столкнулись с проблемой мгновенной оплаты товаров и услуг, предоставляемых через Интернет. Тогда-то прогрессивный западный мир и придумал приспособить для этих целей банковские карточки, которые к тому времени уже в обилии водились в карманах американцев и европейцев. Решение действительно заработало и до сих пор пользуется популярностью, однако имеет ряд серьезных недостатков, среди которых - слабая защищенность карт от сетевых мошенников и хакеров. В интернете даже возникла целая отрасль преступного бизнеса, связанная с воровством реквизитов карт, использованных владельцами для онлайн-покупок, и отмывания денег по ним.

    Спрос рождает предложение, и нужное решение не заставило себя долго ждать: конец прошлого века ознаменовался появлением платежных систем, основанных на цифровой наличности. Приятно отметить, что и в России и в Украине эта сфера бурно развивается, хоть и с некоторой задержкой, притормаживаемая отсутствием инициатив со стороны законодателя и крупных инвесторов.

    Зарубежные платежные системы

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